Wednesday, November 7, 2007

Blue Cross Blue Shield Calls MISCARRIAGE an ABORTION and Denies Coverage

This story deals with a woman whose health insurance provider denied her emergency room medical claim after she suffered a late night miscarriage. The basis of the denial, they say she had an elective abortion. Its this kind of stuff that makes Americans hate the health insurance industry. Digg this and let em' feel the burn.The point is that insurance companies try to build as many barriers as possible to prevent paying a claim. They start with denying a claim with the hope that a person will give up there. If people do call them on it and it is clear the bill should be paid, they put the burden on the people to prove they deserve the claim. Again hoping that someone will just give up. Maybe they are too busy or whatever. The insurance companies should talk directly with the hospital to figure it out. The patient shouldn't be involved in the process.Insurance companies (especially publicly traded ones) are in it for profit. Paying a medical claim is diametrically opposed to the whole reason they are in business. It's one thing if your car sits in a junk yard waiting to be repaired while you hassle with your car insurance company. It's another when you are fighting for your life. In some cases, death wins before issues are resolved. This is completely unacceptable.Private industry has had their chance to get health care right. They've failed miserably.

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